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When someone has been involved in an accident they may find themselves shocked and scared about what to do next. The first thing someone should do is check to see if anyone including themselves is injured. If so, call 911 and report the accident, if everyone involved in the accident seems to be stabilized, parties should call the police to make a report of the accident.
It is very important to not admit guilt for having responsibility for any part of the accident. What you say to a police officer will go into a police report that insurance companies may try to use against you later down the road.
If you have serious damage to your vehicle and/or yourself you need to speak with the knowledgeable attorney’s at the Ciccarelli Law Offices to protect yourself.
A primary goal of insurance companies is to get you to admit fault so that you have to pay for your own damages, although you may not be at fault for the accident.
If you have been involved in an accident in West Chester, Radnor, Plymouth Square, Malvern, Philadelphia, King of Prussia, Lancaster, or Kennett Square Pennsylvania, call the Ciccarelli Law Offices at (610) 719-3190 for a free consultation.
In Pennsylvania, all drivers and pedestrians regardless if they are at-fault or not may receive at least $5,000 from their own auto insurance company to cover their medical expenses as required by law. This portion of your insurance coverage is called First-Party Medical Benefits, also known as Personal Injury Protection (PIP) coverage.
A driver who suffers serious injuries, however, will quickly exhaust the $5,000 of medical coverage. When the available First-Party Medical Benefits are exhausted, your medical bills should be submitted to your private health insurance for payment. If you have no private health insurance, those bills are your personal responsibility.
When payments for medical expenses exceed $5,000 but have not been paid by another source, an attorney may seek to file a claim to get you compensation for damages that arose from this accident.
When medical expenses have not exceeded $5,000 yet but may exceed $5,000 in the future, the plaintiff’s physician may be able to testify that the plaintiff will require medical services in the future which will exceed $5,000.
If you or a loved one has been injured in West Chester, Radnor, Plymouth Square, Malvern, Philadelphia, King of Prussia, Lancaster, or Kennett Square Pennsylvania as a result of an accident, contact the Ciccarelli Law Offices at (610) 719-3190. Our Attorneys may be able to file a claim to get you compensation for medical bills, lost wages, car repairs and other things that arise as a result of being in an accident.
Our attorneys will protect your rights as you deal with insurance companies, police, and others after an accident, as well as make sure that important evidence is not destroyed. It is important to seek legal advice before providing statements to insurance companies who will typically contact you after either party has filed a claim or report. Call the Ciccarelli Law Offices today for a free evaluation of your accident.
This article was last updated on January 17, 2017
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